Specialty Loans
At Yosemite Farm Credit, we understand the unique credit needs of young, beginning, and small farmers. Our special loan programs for “YBS” members assist farmers who are 35 years old or younger; have 10 or fewer years of experience in farming, ranching, or aquatic agriculture; or who generate less than $350,000 in annual gross cash farm income of agricultural or aquatic products.
Who Qualifies as a Young, Beginning or Small Farmer?
Young Farmer
A young farmer is one who is 35 years of age or younger.
Beginning Farmer
A beginning farmer is one who has 10 or fewer years farming, ranching or aquatic agriculture experience.
Small Farmer
A small farmer is one who generates less than $350,000 in annual gross agricultural or aquatic sales.